401k calculator

Your details
Current age
184470
Retirement age
506580
Life expectancy
6582100
Annual salary
$
$20k$260k$500k
Current 401(k) balance
$
$0$250k$500k
Your contribution % of salary
%
1%25%50%
Employer match
%
0100%
Match limit of salary
%
120%
Age 50+ catch-up contributions available — up to $32,500/yr (2026 IRS limit)
Growth assumptions
Expected annual return
%
1%8%15%
Salary increase per year
%
0%5%10%
Expected inflation rate
%
0%4%8%
Results
Balance at retirement
Est. monthly income
Your contributions
Employer match
Investment growth
Real value (today $)
Years to retirement
Growth over time
Total balance
Your contributions
Employer match
Investment growth
Your contributions
Employer match
Growth
Year-by-year schedule
Age Salary Your contrib. Employer match Year growth Balance
For illustrative purposes only. Consult a qualified financial advisor. 2026 IRS limits: $24,500/yr under 50 · $32,500/yr age 50+.