Car Down Payment Calculator

Car Down Payment Calculator helps you estimate upfront costs and monthly payments before buying a new or used vehicle.

Purchase price

$1k$75k$150k

Max. down payment

$0$75k$150k

Min. down payment

$0$75k$150k

Loan term

64584 mo

Interest rate

0%12.5%25%

Credit score

700 Good

Typical auto rate: 5.0% – 8.0%

Federal tax rate

0%25%50%

State tax rate

0%10%20%

Results

With more money down

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With less money down

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Down payment

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Amount financed

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Total interest (more down)

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Interest saved

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Tax benefit on interest

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Total cost (more down)

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Net cost after tax

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Down Payment Comparison

With Less Money Down

With More Money Down

Cost Breakdown

Down Payment

Principal

Interest

Detailed Comparison