Privacy Policy — Bankbrisk
1. Introduction
Welcome — and thanks for visiting Bankbrisk. Your privacy matters to us. This Privacy Policy explains what information we collect, how we use it, who we share it with (including ad networks), and the choices you have. Our site focuses on a high-yield savings calculator and related educational content; most calculator operations run locally in your browser and don’t require us to collect personal data. Where we do collect or process data, we explain that below.
If you have questions about this policy or want to exercise your privacy rights, email us at hello@bankbrisk.com.
2. Information we collect
Information you provide directly
- Contact messages. If you email or message us (for feedback, bug reports, or feature requests) we keep the content of that message and the email address you provided so we can reply.
- Optional signups. If we add newsletters or account features in the future, any signup data (email, preferences) will be captured only with your consent.
Information collected automatically
- Log & technical data. When you visit Bankbrisk we (and certain third parties) may automatically collect non-personal technical information such as your IP address (anonymized as appropriate), browser type, operating system, device type, page views, referrer URL, and usage patterns.
- Cookies and similar technologies. We use cookies and local storage for things like remembering calculator settings, basic site functionality, analytics, and ad personalization. You can control or clear cookies through your browser settings; see the “Cookies & tracking” section below.
3. How we use information
We use data to:
- Provide and improve the calculator, pages, and site functionality.
- Troubleshoot issues and respond to support requests.
- Analyze site usage to improve content and UX (via analytics).
- Serve, measure, and optimize advertising delivered on the site.
- Comply with legal obligations.
Most of the calculator’s math runs locally in your browser; we do not need personal data to produce calculator results.
4. Advertising, analytics, and ad networks
Bankbrisk may display ads and may use advertising partners and networks to deliver and measure those ads. Those third parties may collect information about your visits to this and other websites to provide targeted advertising. Typical third parties we may work with include (but are not limited to):
- Google services (e.g., AdSense, Ad Manager, Google Analytics)
- Media.net and other programmatic ad networks
- Affiliate programs (e.g., Amazon Associates) when affiliate links are present
What the ad networks may do
Third-party ad networks may collect identifiers and browsing data (cookies, device identifiers, IP address, pages visited) to determine which ads to show and to measure ad performance. They have their own privacy policies and opt-out tools.
Your choices
- To opt out of targeted advertising from many networks, you can use your browser or device settings to block third-party cookies or use global opt-out mechanisms provided by ad networks (e.g., Google Ad Settings).
- You can clear cookies in your browser or use private browsing modes.
- If you are a resident of certain jurisdictions (see “Your rights” below), you may have specific rights to opt out of data sales or profiling.
5. Sharing and disclosure
We may share information:
- With service providers who help run the site (hosting, analytics, customer support).
- With advertising partners as described above.
- If required by law, or to protect our rights and users.
- In connection with a business transfer (sale or merger). We’ll notify users if ownership changes and data handling changes.
We do not sell personal data for direct compensation. If that policy changes, we’ll clearly disclose it and provide opt-out controls.
6. Cookies & tracking
We use cookies and similar technologies for:
- Essential site functionality (required cookies).
- Performance and analytics (to improve the site).
- Advertising and personalization (third-party cookies).
You can control cookies via your browser settings. Blocking cookies may reduce site functionality (e.g., saved calculator settings).
7. Data security and retention
We take reasonable technical and organizational measures to protect data from unauthorized access and loss. Unfortunately no system is 100% secure; if a security incident affects your data, we’ll notify you as required by law.
We retain personal data only as long as necessary for the purposes described (for example, support messages may be kept until the issue is resolved and for a short time after for quality control).
8. International transfers
Bankbrisk may use third-party services hosted in other countries. If your data is transferred internationally, we follow applicable legal requirements to protect it.
9. Children’s privacy
Bankbrisk is not directed to children under 13 (or the age in your jurisdiction). We do not knowingly collect personal information from children. If you believe a child’s data has been collected, contact us and we’ll promptly delete it.
10. Your rights (GDPR/CCPA-style summary)
Depending on where you live, you may have rights including:
- Access: request a copy of personal data we hold about you.
- Correction: ask us to correct inaccurate information.
- Deletion: request deletion of your personal data.
- Portability: request a copy in a commonly used format.
- Opt-out: opt out of data sales or certain profiling (where applicable).
To exercise rights, email hello@bankbrisk.com with a clear request. We will verify identity before acting on certain requests.
11. Third-party links
Our site may link to other sites. We are not responsible for their practices; check their privacy policies.
12. Changes to this policy
We may update this Privacy Policy. If changes are material, we’ll post a prominent notice and update the “effective date”.
13. Contact
Questions, requests, or privacy concerns? Email: hello@bankbrisk.com