Present Value Calculator

Present Value Calculator to calculate the current value of future cash flows based on interest rates and time period.

Lump Sum

Future Value (FV)

0500k1M

Time & Rate

Number of Periods (N)

12550

Interest Rate per Period (I/Y)

0%15%30%

Compounding Frequency

Period Type

Periodic Payments (Optional)

Leave at 0 for simple lump-sum PV. Enable to calculate PV of an annuity + lump sum.

Payment Amount (PMT)

025k50k

Payment Timing

End of period = ordinary annuity

Results

Present Value (PV)

—

Future Value (FV)

—

Discount Factor

—

Total Discount (FV − PV)

—

Effective Annual Rate

—

Total Periods

—

Rate per Period

—

Total Payments (Undiscounted)

Value Composition

—

Lump SumPayments

Quick Comparison

PV of your FV at different rates

PV Sensitivity to Interest Rate

PV of Lump Sum

Total PV (with payments)

Your Rate

Discounting Schedule

Value at Period Start

Discount per Period

Cumulative Payments PV

Period-by-Period Breakdown

Period	Payment	Discount Factor	Payment PV	FV Portion PV	Cumulative PV	Value at Period