HSA Calculator

HSA Calculator to quickly estimate your Health Savings Account contributions, tax savings, and annual healthcare expenses with ease.

HSA Calculator
$
$500$5k$10k
1 yr20 yr40 yr
$
$0$250k$500k
$
$0$750$1.5k
$
$0$1k$2k
Age 55+ catch-up contribution (+$1,000/yr)
0%6%12%
0%25%50%
0%5%10%
Results
Annual contribution limit
Your annual contribution
Tax savings / year
Total contributions
Total medical expenses
Total investment earnings
Total tax savings
Final HSA balance at retirement
* Contribution limits for future years are estimated based on your inflation rate. IRS announces actual limits annually.
Final Balance Composition
Initial balance
Net contributions
Investment growth
HSA Balance Growth Over Time
HSA balance
Cumulative contributions
Cumulative expenses
Year-by-Year Breakdown
YearContributionExpensesGrowthTax SavingsBalance