Simple Savings Calculator to estimate your savings growth over time based on deposits, interest rates, and investment duration.
Savings Calculator
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APY already reflects compounding. Monthly rate is derived as (1 + APY)^(1/12) − 1.
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Results
Total Savings
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Total Contributions
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Total Interest Earned
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Initial Deposit → Final
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Effective Monthly Rate
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Interest from Initial Deposit
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Interest from Contributions
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Total Months
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Avg Interest / Month
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Balance Composition
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Final Balance Composition
Initial deposit
Contributions
Interest earned
Savings Growth Over Time
Balance
Cumulative contributions
Cumulative interest
Year-by-Year Breakdown
| Year | Contributions | Interest | Balance | Cum. Interest | Return on Contributions |
|---|